The Rupee Bridge
A free weekly 5-minute read for NRIs managing money across two countries — accounts, taxes, property, retirement, and the move back to India. Decoded in plain English by a wealth-management professional. No jargon, no stock tips, no spam.
Free, and you can unsubscribe in one click. Educational content only — not investment, tax, or legal advice.
What you’ll get
- The residency and tax rules that decide what you actually keep — in plain English
- NRE, NRO, FCNR and RFC accounts: which one, and exactly when to switch
- US 401(k)s, IRAs and taxable portfolios when you move back
- Property, DTAA and TDS — the paperwork that quietly costs lakhs when it is filed late
Latest issues
- Three identities have to agree before your first Indian refund, bank transfer, or fund purchase goes smoothly. Here is the order to do them in.
- A $20,000 gain can cost about $6,880 in US tax under default PFIC rules, before interest. Here is the math and the three questions to ask first.
- A 2% exchange-rate markup on $100,000 costs you about ₹1.92 lakh. Here's how to see it, and the rest of the playbook.
- At ₹95 to the dollar, your US pay looks like a fortune. At purchasing-power rates it looks like a pay cut. Both numbers are wrong — here's the three-bucket math […]
- India stopped taxing inheritance in 1985. The US never taxed yours much — until you stopped being a US person. Where the asset sits decides everything.
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