The Rupee Bridge
A free weekly 5-minute read for NRIs managing money across two countries — accounts, taxes, property, retirement, and the move back to India. Decoded in plain English by a wealth-management professional. No jargon, no stock tips, no spam.
Free, and you can unsubscribe in one click. Educational content only — not investment, tax, or legal advice.
What you’ll get
- The residency and tax rules that decide what you actually keep — in plain English
- NRE, NRO, FCNR and RFC accounts: which one, and exactly when to switch
- US 401(k)s, IRAs and taxable portfolios when you move back
- Property, DTAA and TDS — the paperwork that quietly costs lakhs when it is filed late
Latest issues
- India taxes the vest, not the sale. The US taxes it too — but the claim is split, not doubled. Plus the holding-period clock that costs returnees the most.
- Everyone plans backwards from the job end date. The date that governs the money is 31 March — and the rule that catches returnees isn't the 182-day one.
- Your bank must withhold at the full domestic rate until you prove otherwise. Two documents change that — and one of them was quietly renumbered this April.
- TDS comes off your sale price, not your gain — unless one form is filed before completion. Plus the 30 September date now sitting inside every live transaction.
- Two gates stand between you and that SIP. One is a paperwork problem. The other can quietly eat a third of your return.
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