SGBs stopped being issued in 2024 and there is still no fresh tranche in 2026. If you already hold them, here is what changed. If you are starting fresh, here is where gold money actually belongs now — ETF, fund, digital or physical — compared honestly on cost, liquidity and tax.
Continue readingCategory: Stocks
How to Read a Mutual Fund Factsheet (India, 2026): The 10-Minute Checklist
A mutual fund factsheet has ten things worth reading and one number — past returns — that tells you the least. Category, TRI benchmark, risk-o-meter, the new 2026 BER/TER split, portfolio, and exit load, in ten minutes.
Continue readingBest Performing Mutual Funds of the Last 5 Years — and Why That List Will Not Help You Pick One (India, 2026)
Chasing the best performing mutual funds of the last five years is the most common beginner mistake in India. Here is what those lists really measure, what the SPIVA data shows, and how to choose a fund instead.
Continue readingELSS in 2026: Does Tax-Saving Investing Still Make Sense Under the New Tax Regime?
ELSS only saves tax if you are on the old regime — and the new regime is now the default. An honest 2026 guide to when ELSS still makes sense, how it is taxed, and the four mistakes that cost people money.
Continue readingZerodha vs Angel One vs Upstox (2026): An Honest Head-to-Head for Beginners
Zerodha, Angel One or Upstox in 2026? An honest, jargon-free comparison of brokerage, AMC and the charges nobody puts on the landing page.
Continue readingHow to Start a SIP in India (2026): A Beginner’s Step-by-Step Guide
A plain-English 2026 guide to starting a SIP in India — KYC, choosing a direct plan, how much to invest, the 2026 tax rules, and the honest mistakes to avoid.
Continue readingBest Demat Account for Beginners in India (2026): An Honest Comparison
Confused which demat account to open? Here’s an honest 2026 comparison of Zerodha, Angel One, Upstox and Groww for beginners — with a simple 30-second way to pick the right one.
Continue readingHow to Open a Demat Account in India (2026): A Simple, Step-by-Step Guide
Opening a demat account in India is now fully online and takes just a day or two. Here’s exactly how to do it — the documents you need, what it costs in 2026, and how to pick the right broker.
Continue readingWe asked ChatGPT which side hustles are best during load shedding and to get ‘rich quick’. This is what it said
You can ask ChatGPT pretty much anything, but be prepared to take some of it with a pinch of salt, it is after all, artificial […]
Continue readingRE Pros: 10 Ways to Save When Money Is Tight
For independent contractors, a slowing market might mean less money. But budgeting is always important since commission checks ebb and flow. CHICAGO – You may […]
Continue reading