The pension regulator now lets you take 80% of your NPS corpus as a lump sum instead of 60%. But the tax exemption still stops at 60%, and under the new tax regime most people can no longer claim the deduction NPS is famous for. An honest look at what NPS is worth in 2026.
Continue readingAuthor: sudhir kumar
Emergency Fund in India (2026): How Much You Need and Where to Keep It
How big an emergency fund should be in India, where to park it in 2026, and how to build one when your salary already feels fully spoken for.
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Best Savings Account in India (2026): How to Choose Without Chasing the Interest Rate
Most people pick a savings account on the headline interest rate. Here is what actually matters in 2026 — penalties, DICGC cover, slab rates and the tax.
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ELSS in 2026: Does Tax-Saving Investing Still Make Sense Under the New Tax Regime?
ELSS only saves tax if you are on the old regime — and the new regime is now the default. An honest 2026 guide to when ELSS still makes sense, how it is taxed, and the four mistakes that cost people money.
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CIBIL Score in 2026: How to Check It Free and Actually Improve It
Your credit report now updates weekly. Here is how to check your CIBIL score for free, what really moves it, and how long a genuine fix takes.
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Zerodha vs Angel One vs Upstox (2026): An Honest Head-to-Head for Beginners
Zerodha, Angel One or Upstox in 2026? An honest, jargon-free comparison of brokerage, AMC and the charges nobody puts on the landing page.
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Health Insurance in India (2026): How Much Cover You Need and What to Check Before Buying
A plain-English 2026 guide to health insurance in India: how much cover you need, the new 0% GST rule, IRDAI waiting-period and cashless changes, and the policy fine print that decides whether your claim gets paid.
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How to Start a SIP in India (2026): A Beginner’s Step-by-Step Guide
A plain-English 2026 guide to starting a SIP in India — KYC, choosing a direct plan, how much to invest, the 2026 tax rules, and the honest mistakes to avoid.
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Term Insurance in India (2026): How Much Cover You Need & How to Choose
Term insurance is the cheapest, most important policy if anyone depends on your income. Here’s how much cover you need, how long, why to buy young, and how to pick a reliable plan in 2026.
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Best Personal Finance Books for Indians (2026): Where to Start
A few good books are the cheapest financial education you’ll ever buy. Here are the best personal finance books for beginners in India — what each gives you, and where to start.
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