The author, Jen Glantz, working at home. Insider’s experts choose the best products and services to help make smart decisions with your money ( here’s how ). In some cases, we receive a commission from our our partners , however, our opinions are our own. Terms apply to offers listed on this page. I want to retire early as a millionaire, and I know I need multiple income streams to reach that goal.

I’ve found a few that require no startup capital, including selling or renting out my own stuff.

Getting on gig and freelance platforms brings in cash, but they also take a percentage of what I make.

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One of my biggest personal finance goals is to retire as a millionaire in my 50s . As someone who didn’t take saving for retirement seriously until I turned 30, I’ve found that in order to make that goal happen, I need to not only be serious about my spending and saving now, but also start planning for ways to accumulate wealth in the future.

In addition to diversifying my investments , I’m always looking for new income streams. Which is why I currently have a handful of side hustles that I do, from selling online courses to freelancing, and am always looking to add on new ones, especially ones that don’t require any upfront capital.

If you’re looking to bring in more income and start a new side hustle , here are four things you can do to bring in cash without investing any money.

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Add your details Retirement Savings to Date Do this later Add your details Monthly Retirement Savings Do this later Add your details Retirement Age Do this later Add your details Investment Style Growth With Income Do this later 60% Stocks 35% Bonds 5% Short-Term Get Your Score Your Fidelity Retirement Score SM ? We think you’ll need about $––––––per month in retirement You could have about $––––––per month in retirement($–––––– from Social Security) Methodology Take the next step The Planning & Guidance center provides you with a comprehensive view of how much you may need for retirement, a clear view of how you are tracking toward that goal, and different ways you could improve your outlook. Take the next step The Planning & Guidance center provides you with a comprehensive view of how much you may need for retirement, a clear view of how you are tracking toward that goal, and different ways you could improve your outlook. Visit Our Planning & Guidance Center Read Important Information Investing involves risk, including risk of loss. Outputs are hypothetical and do not reflect actual investment results. Fidelity Brokerage Services, Member NYSE, SIPC. © 2017-2021 FMR LLC. All rights reserved. 819286.3.0 An error occurred. Click here to reload SmartAsset.com 1. Sell what you already have Every Sunday, I spend an hour looking for items around my house that I can sell. In the past few months, I’ve made a few hundred dollars selling clothes, shoes, furniture, and kitchenware items that I never used.Not only does selling or renting out items you already own cost you $0, it also takes very little time. After you snap a few photos of the item, write a description, and list the price, the apps and platforms where you list your item share these products with their audience of customers — with no additional effort from you.If you want to sell household items, you can use platforms like Poshmark , OfferUp , or Facebook Marketplace . If you want to rent out your items, you can use platforms like Loanables , Turo , or BabyQuip .While all of these platforms are free to use, some will take a fee once the item sells. Knowing this ahead of time helps me price the items a little higher to account for these fees and still earn the profit that I hoped for. 2. Put yourself on a gig platform During the fall and winter, when I have […]

source I’m always hunting for new side hustles to help me retire at 50 as a millionaire, and I’ve found 4 that cost nothing to start

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