21 Ways To Save for Retirement if You Think Social Security Will Fail

Social Security has not been adequately funded for years, and there is no plan to fix it. This presents a difficult situation for the next generation of retirees – how can they be prepared financially when they can’t rely on social security? In the face of mounting evidence that Social Security will not be around…

Read more

Passive Income vs. Active Income

When looking for side hustle ideas , it’s important to understand the difference between passive income vs. active income. You have heard these terms before, but you might not have a crystal-clear understanding of them. If you want to explore a side hustle where you build up the income over time and it eventually pays…

Read more

11 smart money moves investors can make to improve finances, make more money in 2022

As we enter the new year , equity markets are looking precarious and debt markets are expecting rate hikes. We reached out to experts to know what investors should do in such a scenario. The year 2021 was tumultuous due to the spread of covid. But the devastation wreaked by the pandemic had very little…

Read more

Meet the NJ Mom Who Wants You to Make a Money Date

COURTESY KATHY ENTWISTLE As a Forbes top money advisor, Ridgewood mom Kathy Entwistle has been helping families make smart money decisions for years. Now she’s sharing her knowledge in a box, literally. The Money Date Box ( themoneydatebox.com and @themoneydatebox on Instagram) walks people through eight weeks of “money dates,” self-guided exercises to educate, set…

Read more

The 5 Smartest Ways to Spend Your 2022 Tax Refund

The average 2020 tax return refund was $2,827, a nice chunk of money that most Americans look forward to each year. It might be tempting to use this money for a vacation or some big purchase, especially since the stress of the pandemic has pent up demand for travel. However, tax refunds are an excellent…

Read more

Money Matters: Financial habits to give up in 2022

Are you making a financial New Year’s resolution this year? In a survey by Fidelity Investments , surveyors found that 43% of Americans making a financial resolution want to save more money, 41% want to pay down debt and 31% want to spend less money. If you’d like to do better financially in one of…

Read more

How To Turn $10 Into $100 or More

CiydemImages / Getty Images/iStockphoto Not everyone has huge chunks of change sitting around to put into investments or earn interest. But there are still ways to grow your money , from as little as $10, with creativity and strategic financial choices. Here experts suggest eight ways to turn your $10 into $100 or more. Tips:…

Read more

family travels globe, offers budget tips for others

Over the past couple of years, traveling plans have taken a backseat for many families. But, that’s not the case for a family from Fern Creek.They’re traveling around the world for a year.Ashley and Jon Beougher are currently documenting their trip with their two kids and sharing debt-free budgeting tips via their website travelinggraces.com.”Our goal…

Read more

10 business podcasts entrepreneurs should listen to in the new year, according to the founders of six-figure companies

Madeline Ronzoni, the founder of Happy Rugs. This story is available exclusively to Insider subscribers. Become an Insider and start reading now. For entrepreneurs, learning by example is one of the easiest ways to get lessons in business. In 2021, there were an estimated 120 million podcast listeners in the country. Here are 10 podcasts…

Read more

Hobbies That Make Money: 25 Examples You Can Start Now

Do you have a hobby? Hobbies are activities we enjoy doing when we have spare time. These activities help us develop skills and talent, make friends with similar interests, reduce stress, and provide an extra stream of income. Many of us begin a hobby for fun and enjoyment, not necessarily for profit. However, many hobbies…

Read more